✦ Free Setup & Installation. Guaranteed to Save.

Better Payment Processing — Free to Set Up, Guaranteed to Save You Money

We give local businesses access to the same wholesale processing rates that giants like Walmart and Target pay — with free setup and installation on all of our systems. Businesses we switch typically see 25–75% savings on their processing fees, and qualifying businesses can receive up to $5,000 cash just for switching.

Free setup & installation Guaranteed fee reduction No hidden fees ever Local, personal service
Everything you need, none of what you don't

We make switching simple and straightforward. Most businesses are fully up and running on their new system within 1–2 days.

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More than 10 top POS systems — we'll find your perfect fit

We carry more than 10 POS systems from leading brands including Clover, SkyTab, and Valor — each with their own rates, features, and fee structures. Setup and installation is always free on every system we offer. While some systems do have associated processing or equipment costs, we will always show you a clear comparison upfront and we guarantee that your total cost with us will be lower than what you're paying today. We take the time to match you with the system that's genuinely the best fit for your business and your budget.

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Wholesale rates — like the big guys get

Most small and mid-sized businesses are significantly overpaying for payment processing without even knowing it. We provide your business access to the same wholesale interchange rates that massive corporations like Walmart and Target negotiate — rates that were previously only available to businesses processing enormous volumes. When set up correctly on the right system, businesses typically see savings of 25–75% on their total processing fees compared to what they were paying before.

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Systems built around your business

We don't believe in a one-size-fits-all approach. We start by listening — what's frustrating about your current system? What's slowing your team down? What features do you wish you had? Then we match you with a brand-new system specifically designed to address those pain points and complement how your business actually runs day to day. All of our systems are modern, intuitive, and easy for your team to learn from day one — no long training periods or technical headaches.

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Get paid up to $5,000 just to switch

On top of the savings you'll see on your monthly processing fees, certain qualifying businesses are also eligible to receive up to $5,000 in cash simply for making the switch. This is real money paid directly to the business owner — not a credit, not a rebate, not a discount on future fees. Just cash in your pocket. Send us your current processing statement and we'll let you know right away whether your business qualifies and how much you'd be eligible to receive.

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Honest, transparent pricing

The payment processing industry is unfortunately known for confusing statements, hidden fees, and rates that quietly climb after the first few months. We operate completely differently. Before you commit to anything, we give you a clear, easy-to-understand breakdown of all costs — including any system-specific fees — so you know exactly what you're agreeing to. If the numbers don't work in your favor, we'll tell you upfront rather than waste your time.

Up and saving in 4 simple steps

We've made switching as easy as possible so you can stay focused on running your business.

1

Send us your statement

Just send over your most recent processing statement and we'll take it from there. Our team will do a thorough line-by-line analysis of every fee you're currently being charged — interchange fees, monthly fees, transaction fees, equipment fees, and anything else buried in your bill. Most business owners are surprised by how many fees they're actually paying.

2

We schedule a call with you

Once we've reviewed your statement, we'll set up a call to walk you through a full, side-by-side comparison of what you're currently paying versus what you'd pay with us — including any system-specific costs. We'll explain which of our systems is the best match for your business and why, and answer every question you have. There's zero pressure and zero obligation.

3

Free setup & installation

Once you're ready to move forward, we handle everything. Setup and installation is always free on every system we offer. We bring in your new point-of-sale system, get it configured for your business, and train you and your staff so everyone is comfortable and confident before your very first transaction. Most businesses are fully operational within 1–2 days.

4

Start saving immediately

From the very first card payment you process on your new system, you're already saving money. There's no grace period, no ramp-up time — your lower rates are live from day one. And we don't disappear after the install. We stay available for ongoing support because our goal is a long-term relationship built on trust, not a one-time transaction.

Our Promise to You

We guarantee we'll save you money — or we'll walk away

With more than 10 POS systems to choose from, each with different rates and fee structures, we are confident we can find the right match for virtually any business. Before you commit to anything, we show you a full breakdown of exactly what you'd pay and exactly what you'd save — including all costs associated with the system. If we can't genuinely save you money, we'll be the first to tell you. No pressure. No hard sell. Ever.

Pricing models — plain and simple

Not all payment processing is priced the same. We'll help you find the model that makes the most sense for your business and saves you the most money.

Most Transparent

Interchange Plus Pricing

With interchange plus, you pay the actual interchange rate set by the card networks (Visa, Mastercard, etc.) plus a small fixed markup from us. Because you see the exact base cost plus our fee separately, there's nothing hidden — you always know precisely what you're paying and why. This model tends to be the most cost-effective for businesses with higher sales volumes because you're always paying the true wholesale rate rather than a blended estimate.

Best for: Established businesses with consistent, higher-volume sales

Most Predictable

Flat Fee Plus Pricing

Flat fee plus gives you one simple, consistent rate on every transaction — no matter what card your customer uses or what network it runs on. There are no surprises, no fluctuating rates based on card type, and no complicated statements to decode each month. You pay the same percentage every single time, making it very easy to forecast your monthly processing costs and budget accordingly.

Best for: Businesses that prefer simple, predictable monthly costs

Lowest Cost to You

Cash Discount / Dual Pricing

With cash discount or dual pricing, the listed price at your register already accounts for the cost of card processing. Customers who pay with cash receive a small discount, while customers who pay by card pay the standard listed price — which covers the processing fee. This model allows business owners to essentially eliminate their processing costs altogether. All pricing is clearly displayed to customers, keeping everything transparent and fully compliant.

Best for: Businesses looking to eliminate or drastically reduce processing fees

🏪 For General Merchants
We work with every kind of business — in-store and online

Whether you're a retail shop, a service provider, or an e-commerce business, if you accept card payments, we can save you money. We work across virtually every industry that touches payment processing — and our free setup means there's no barrier to getting started.

🌐

Online payments & e-commerce

We support businesses that take payments online — from full e-commerce stores to service bookings, subscriptions, and digital invoicing. Our solutions integrate with your existing platforms and apply the same wholesale rate advantages to your online transactions, lowering your cost per sale whether the customer is checking out in person or on a screen.

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In-store & brick-and-mortar

From retail shops to salons, auto shops to medical offices — if you have a physical location accepting card payments, we'll upgrade your entire setup with free installation and get you on lower rates immediately. We assess your current system, recommend the best replacement from our lineup, and handle everything from delivery to staff training.

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Mobile & on-the-go businesses

Food trucks, contractors, event vendors, and mobile service providers all have unique payment needs. We offer mobile-friendly solutions that let you accept card payments anywhere — at a job site, at a market, or at a customer's location — with the same competitive wholesale rates and free setup that we offer to every business we work with.

Industries we commonly work with:

RetailSalons & SpasAuto ShopsMedical & DentalE-CommerceFood TrucksContractorsLaw FirmsGyms & FitnessHotels & LodgingEvent VendorsProfessional Services
🍽️ For Restaurants
Meet SkyTab — the modern POS built for restaurants

SkyTab is one of our top systems for restaurants, transforming the way your team takes orders, manages staff, and collects payments — all in one intuitive platform. And for qualifying restaurants, SkyTab doesn't just save you money on fees — it can actually pay you to switch.

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Handheld devices for your waitstaff

SkyTab equips your servers with sleek handheld devices that let them take orders directly at the table and send them instantly to a terminal in the kitchen and a terminal at the front of house — no more running back and forth, no more lost tickets, no more miscommunication between the floor and the kitchen. It's a complete and intuitive replacement for pen and paper that your staff will genuinely enjoy using.

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Customers pay right at the table

One of the biggest friction points in any restaurant is the payment process at the end of a meal — drop the check, wait for the server, hand over a card, wait again, sign the slip. SkyTab eliminates all of that. Customers can pay directly from the server's handheld device right at the table the moment they're ready, dramatically improving the experience, speeding up table turnover, and freeing your staff to focus on hospitality.

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Built-in employee clock in/clock out

SkyTab includes a fully integrated time clock so your employees can clock in and clock out directly from the POS — no separate timekeeping app, no paper punch cards, no spreadsheets to reconcile at the end of the week. Everything is tracked in one place, making payroll preparation faster and more accurate, and giving you a clear view of labor hours at any time.

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Inventory management included

SkyTab gives you real-time visibility into your inventory directly from your dashboard. You'll always know what you have on hand, what's running low, and what needs to be reordered — without needing a separate inventory management system or manual counts. This helps reduce waste, prevent running out of key items mid-service, and keep your kitchen running efficiently.

Qualifying restaurants get paid just for switching to SkyTab

SkyTab offers cash payments to qualifying business owners simply for making the switch. Send us your current processing statement and we'll tell you right away if your restaurant qualifies.

Up to $5,000
🌿 For Dispensaries
Finally — a legal way to accept card payments at your dispensary

We provide cashless ATM solutions specifically for dispensaries, giving your customers a seamless card payment experience at checkout while keeping your business fully compliant. Setup and installation is free.

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Cashless ATM — card payments made legal

Our cashless ATM system allows dispensaries to legally accept debit card payments from their customers, giving them a familiar and convenient checkout experience without any of the friction that comes with a cash-only operation. Customers simply use their debit card at checkout just like they would anywhere else — making the experience smoother and more professional for everyone involved.

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Fully compliant solution

Our cashless ATM solution is specifically engineered for the cannabis industry, taking into account the unique legal and financial regulations that dispensaries operate under. You get all the benefits of accepting card payments while maintaining full compliance — no gray areas, no risk to your license, no legal headaches. We stay current on the regulatory landscape so you don't have to worry about it.

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Increase sales & reduce friction

Research consistently shows that customers spend more when they pay with a card versus cash. By removing the cash-only barrier, you're not just improving checkout — you're actively increasing your average transaction size and overall revenue. Customers who would have spent less because of limited cash on hand can now spend freely, and those who don't carry cash at all won't walk out empty-handed.

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Free setup & installation

Just like all of our solutions, setup and installation of your cashless ATM system is completely free. We handle everything — bringing in the equipment, getting it configured correctly, and walking your staff through how it works — before we're done. Send us your information and we'll get your dispensary accepting card payments faster than you'd expect.

Let's look at your statement together

Just send us your current processing statement — we'll give you a full, honest breakdown of your fees, all associated costs, and exactly what you'd save by switching. No obligation, no pressure.

🏔️ Missoula, Montana
Ethan Hoyt
📞

Call or text

(818) 664-8131
✉️

Email

exh2008@gmail.com
🌴 Los Angeles, California
Caleb Wick
📞

Call or text

(747) 900-5047
✉️

Email

calebaaronwick@icloud.com
⚙️ How It Works 💳 Pricing Models 🏪 General Merchants 🍽️ Restaurants 🌿 Dispensaries Schedule a Free Meeting
✦ Free Setup & Installation. Guaranteed to Save.

Better Payments — Free to Set Up, Guaranteed to Save

Wholesale processing rates, free setup and installation, and 25–75% savings on fees. Qualifying businesses also get up to $5,000 cash just to switch.

Free setup & installation
Guaranteed fee reduction
No hidden fees ever
Local, personal service
Everything you need, none of what you don't
💳

Top POS brands — your perfect fit

More than 10 systems including Clover, SkyTab, and Valor. Setup is always free — and while some systems have costs, we guarantee your total will always be lower than what you pay today.

💰

Wholesale rates — like the big guys get

Same rates Walmart and Target pay. Businesses we switch typically see 25–75% savings on their total processing fees.

🎯

Systems built around your business

We listen to your pain points and match you with a system built for how you operate — intuitive and easy to learn from day one.

💵

Get paid up to $5,000 just to switch

Qualifying businesses can receive up to $5,000 cash just for switching. Send your statement and we'll tell you if you qualify.

🤝

Honest, transparent pricing

Before you commit, we show you all costs clearly — including any system fees. If we can't save you money, we'll tell you upfront.

Up and saving in 4 simple steps
1

Send us your statement

Send your current processing statement and we'll analyze every fee you're being charged — including fees most businesses don't even notice.

2

We schedule a call with you

We walk you through a side-by-side comparison — current costs vs. ours, including all system fees — so you see your exact savings before committing.

3

Free setup & installation

Setup and installation is always free. We bring in your new system, configure it, and train your team before your first transaction.

4

Start saving immediately

From your very first transaction you're on lower rates — and we're here for ongoing support whenever you need us.

Our Promise to You

We guarantee we'll save you money — or we'll walk away

We show you a full breakdown of all costs before you sign anything. If we can't genuinely save you money, we'll tell you upfront. No pressure. No hard sell.

Pricing models — plain and simple
Most Transparent

Interchange Plus Pricing

You pay the real interchange rate plus a small fixed markup. Nothing hidden — you always know exactly what you're paying and why.

Best for: Higher-volume businesses

Most Predictable

Flat Fee Plus Pricing

One consistent rate on every transaction regardless of card type. Easy to budget and predict your monthly costs.

Best for: Businesses preferring predictable costs

Lowest Cost to You

Cash Discount / Dual Pricing

Card customers cover the processing fee; cash customers get a discount. Essentially eliminates your out-of-pocket processing costs.

Best for: Businesses wanting to eliminate fees

🏪 For General Merchants
We work with every kind of business — in-store and online

Retail, service, or online — if you accept payments, we can save you money. Setup is always free.

🌐

Online payments & e-commerce

We support businesses taking payments online — from e-commerce stores to bookings and invoicing — with the same wholesale rate advantages on every transaction.

🏬

In-store & brick-and-mortar

Retail, salons, auto shops, medical offices — we upgrade your setup with free installation and get you on lower rates right away.

📲

Mobile & on-the-go businesses

Food trucks, contractors, event vendors — mobile solutions with wholesale rates and free setup, wherever you do business.

RetailSalons & SpasAuto ShopsMedical & DentalE-CommerceFood TrucksContractorsLaw FirmsGyms & FitnessHotels & LodgingEvent VendorsProfessional Services
🍽️ For Restaurants
Meet SkyTab — the modern POS for restaurants

All-in-one ordering, payments, staff management, and inventory — with free setup and installation.

📱

Handheld devices for your waitstaff

Servers take orders tableside and send them instantly to kitchen and front terminals — no more pen and paper, fewer mistakes, faster service.

💳

Customers pay right at the table

Customers pay from the server's handheld — no waiting on a check, faster table turns, better experience for everyone.

🕐

Built-in clock in/clock out

Staff clock in and out directly from the POS — no extra software, no spreadsheets, everything tracked in one place.

📦

Inventory management included

Real-time inventory visibility right from your SkyTab dashboard — no separate system needed.

Qualifying restaurants get paid just for switching to SkyTab

Send us your statement to find out if you qualify.

Up to $5,000
🌿 For Dispensaries
Finally — a legal way to accept card payments

Cashless ATM solutions for dispensaries — compliant, seamless, and free to set up and install.

💳

Cashless ATM — card payments made legal

Legally accept debit card payments at your dispensary — giving customers a familiar checkout without the cash-only hassle.

⚖️

Fully compliant solution

Designed specifically for the cannabis industry so your dispensary stays compliant while opening the door to more sales.

📈

Increase sales & reduce friction

Customers spend more when they aren't limited by the cash in their wallet. Remove that barrier and watch revenue grow.

🤝

Free setup & installation

We set up and install your cashless ATM at no cost. Send us your info and we'll get you accepting card payments quickly.

Let's look at your statement together

Send us your statement — we'll show you a full, honest breakdown of your fees and exactly what you'd save. No obligation.

🏔️ Missoula, Montana
Ethan Hoyt
📞

Call or text

(818) 664-8131

🌴 Los Angeles, California
Caleb Wick
📞

Call or text

(747) 900-5047
Wick Payments
Free Setup & Installation · Guaranteed Savings · Honest Processing
🏔️ Montana 🌴 California ✉️ Email